Alisa Duran
Alisa Duran

This bill sounds amazing but what is the flip side? I will have over $60,000 in school debt by the time I am done and I will be 43 this year.

Sam Doognivol
Sam Doognivol
  • Alisa Duran

Mine is 40,000 for my 4 year. Its a profiteering scam. Its sickening.

Audrey Stovall
Audrey Stovall
  • Alisa Duran

And don't forget the interest. The longer it takes to pay it off the more you have to pay. I'm 51 and I owe 29,0000 and it's still going up.

James Kilcoyne
James Kilcoyne
  • Alisa Duran

I feel ya, I will be 49 next year when I graduate, owing a paltry $65,000 to lil ole Sallie Mae.

Aeleque Sangraeia
Aeleque Sangraeia
  • Alisa Duran

phoenix is a rip off school.

Joyce Whan
Joyce Whan

No way will I sign this. Why didn't these kids work their way through school like we used to?
And how many have degrees that are not suited to getting a job?

Lisa Franck
Lisa Franck
  • Joyce Whan

You two clearly have no idea what most people who went to college are dealing with. We're not going to college to avoid the draft! It's because a Bachelor's Degree is the equivalent of a high school diploma nowadays. I know people with Master's Degrees applying for jobs at Starbucks because their corporate jobs are outsourcing to India and China! These are hardworking people who wanted to be more educated so they could be better at what they do! You are clueless! Again, most people I know...

You two clearly have no idea what most people who went to college are dealing with. We're not going to college to avoid the draft! It's because a Bachelor's Degree is the equivalent of a high school diploma nowadays. I know people with Master's Degrees applying for jobs at Starbucks because their corporate jobs are outsourcing to India and China! These are hardworking people who wanted to be more educated so they could be better at what they do! You are clueless! Again, most people I know worked their way through college and that was not enough to pay for college. Maybe you were lucky and found a career that didn't require college, but unfortunately, to be a veterinarian, my friends had to go to school for 8 to 12 years past high school! And I would be lucky if my school loans were ONLY $25,000! I will never be able to own a house, or buy my own practice(thus contributing to the economy) with the monthly loan payments I have! By the way, even teachers that only make $30-50,000 per year have to go to school for 5-7 years past high school!

Valerie Jacovides
Valerie Jacovides
  • Joyce Whan

what are you talking about..times are very differant then when we went to school , I am thinking that you might think the goverment will save us...the government will tax us, then make it a government of "for the politicians...hard work no longer pays off ..the rich will inheirit..I say lets just all quit working and ..resentfully... let the government pay us.... NO AMERICAN DREAM....

Sam Doognivol
Sam Doognivol
  • Joyce Whan

Well like me, I am married with 3 children working full time and going to school at the same time. I have an ACS and BCS. I a senior computer tech for a major hospital and I still don't make enough to pay off my mortgage, my car, and this bill. I help more people on a daily basis than the government will ever make an attempt to. I would like for my children to be able to go to college themselves. Its amazing how many people are so closed minded and snooty.

Jacquiline Jaski Fraga
Jacquiline Jaski Fraga
  • Joyce Whan

Ungku Shakirah ,ITS NOT THE KIDS FAULT THEY ARE THAT WAY, WHOMEVER YOU WERE REFERRING TO, ITS THE PARENTS THAT RAISED THESE LAZY KIDS... say something possitive for a change.and speak for yourself and not many!~these kids deserve more credit than that, its not easy acomplishing what they have acomplished so far!~

Annie Armstrong
Annie Armstrong
  • Joyce Whan

As Valerie said, times have changed. Big time. There were more jobs during the Depression then there are now. what America are you living in? Ungku, Do you have any idea that the amount of time you spend in school also depends on what degree you are aiming for? my neurologist went to school for nearly 15 years to get her degree! Is that being LAZY or PROPER PREPARATION? Do you really want some one to study the human brain for only a couple years then cut your head open and perform surgery...

As Valerie said, times have changed. Big time. There were more jobs during the Depression then there are now. what America are you living in? Ungku, Do you have any idea that the amount of time you spend in school also depends on what degree you are aiming for? my neurologist went to school for nearly 15 years to get her degree! Is that being LAZY or PROPER PREPARATION? Do you really want some one to study the human brain for only a couple years then cut your head open and perform surgery with so little experience? I sure don't. what about the doctors who treat cancer? are you really gonna put the process of radiation therapy into the hands of a person who, again only went to school for a couple short years? Also, my sister is trying to become an RN and is working 3 different in home care jobs just to barely make tuition! How can you sit there and judge people you don't even know? What puts you above everyone struggling to better their lives and follow their dreams? You are very very niave!

Aaron Coffey
Aaron Coffey
  • Joyce Whan

Joyce, you overgeneralize. I did work through school to get my degree. And it took me eight SOLID years to get a bachelor's degree. And you also can't use the excuse of "non-qualifying" degrees to make people feel guilty. Why? The job market changes frequently. If this were not the case, we wouldn't have 40 year old students going back for more degrees to keep themselves competitive.

Aaron Coffey
Aaron Coffey
  • Joyce Whan

Stop being bitter. Go get a degree, if you think you can get one. And even if you do have one, you might need another one in the future.

Basia Wilder
Basia Wilder
  • Joyce Whan

I agree with Joyce Whan and Ungku Shakirah. Those people have common sense. To many lazy people in America expecting things for free.

Rene Maldonado
Rene Maldonado

Education is free in most civilized countries It is an investment societies make in the future of the country by making it more competitive than without an educated society. In return, 2 years of public service can be expected from graduates.

Daniel Scott
Daniel Scott
  • Rene Maldonado

Ann Larrow We are taxed at over 50%. Education or healthcare should be included in my taxes. Not wars, and bailouts. Many countries are going bankrupt because their economies are tied to ours.

Sam Doognivol
Sam Doognivol
  • Rene Maldonado

Daniel Scott That's what I'm talking about. I am sick of everyone trying to justify our bankrupt schemes of fixing our economy. We are putting the determined and educated in debt? Really. That's how you treat the hard working and gifted. Whats next, are we going to start charging senior citizens a life tax? The funny part is, our government is sick enough to do it.

Aaron Coffey
Aaron Coffey
  • Rene Maldonado

Daniel Scott now there's an interesting argument.

William Wellisch
William Wellisch
  • Rene Maldonado

Education is NOT free. People pay for the buildings, the personnel, etc. Perhaps the recipient gets a free ride but the costs are then transferred to others. Society as a whole benefits from police officers, fire fighters, military personnel, foster parents, but not from history majors, sociology majors, media personalities, corporate raiders or other such types.

Georgia Sevcik
Georgia Sevcik
  • Rene Maldonado

Daniel Scott - Amen to what you just said!! :-D

Daniel Scott
Daniel Scott
  • Rene Maldonado

William Wellisch History and Sociology majors become teachers, psychologists, etc.. and the cycle runs anew. I agree with the media personalities, corporate raiders, etc though. Theology and Philosophy on the other hand.

Angela Johnson
Angela Johnson
  • Rene Maldonado

Ann Larrow your right, we would have to pay with taxes. but I also think it would be worth it...money is just a green stamp on paper...they can print out some more...HELL, I'll buy the ink and paper!!...lol.....

J.a. Martin
J.a. Martin
  • Rene Maldonado

Daniel Scott -very well stated. In an advanced and civilized society (but r we really?)conserns should and would be for the total good, safety and advancement of that society-not toward devastation and destruction. Will we ever do the right thing???

Elisabetta Medas Aspen
Elisabetta Medas Aspen

Good education is a right, not a privilege!

Katie Dawson
Katie Dawson
  • Elisabetta Medas Aspen

No, no it's not a right, it is a responsible person's privelege. If you expect government (i.e. taxpayers) to pay for your education then you better be prepared for government to tell you what you get to study and what your occupation will be. In the USA far too many children are attending college at a high price without a clear plan for the outcome. And our system (high school counselors and college financial aid counselors) have encouraged a "borrow now, worry later" approach. I know...

No, no it's not a right, it is a responsible person's privelege. If you expect government (i.e. taxpayers) to pay for your education then you better be prepared for government to tell you what you get to study and what your occupation will be. In the USA far too many children are attending college at a high price without a clear plan for the outcome. And our system (high school counselors and college financial aid counselors) have encouraged a "borrow now, worry later" approach. I know far too many young adults who have borrowed a stunning amount of money without a career path in mind that would justify such an expense. We have limited our kids borrowing to no more than $20,000 for their undergrad degree = a level that won't impoverish them when they have to start payments. I think the first course every student in college should have to take is a basic math and budgeting course - maybe then we wouldn't have such idiotic borrowing going on.

Elisabetta Medas Aspen
Elisabetta Medas Aspen
  • Elisabetta Medas Aspen

i don't expect the government to pay for my education. As for me, my parents did when I was younger. What I mean is that every single person should have the right to have access to a proper education. Not everybody is rich enough to pay for crazy expensive college tuition fees.There are intelligent and clever students who and whose families cannot afford paying so much money and I don't think it's fair to deprive them of good education just becouse they don't come from a privileged economic and social environment.

Katie Dawson
Katie Dawson
  • Elisabetta Medas Aspen

In the USA there are tremendous programs for the education of students from underpriveleged backgrounds. It is the middle class that is challenged - not rich enough to pay the full price, not poor enough to receive scholarships to many schools. Harvard is FREE if your family makes less than 80,000. SO are a number of other exclusive schools. And there are many ways to obtain the college degree that do not involve 100,000 of loans. But US college students want what they want and they...

In the USA there are tremendous programs for the education of students from underpriveleged backgrounds. It is the middle class that is challenged - not rich enough to pay the full price, not poor enough to receive scholarships to many schools. Harvard is FREE if your family makes less than 80,000. SO are a number of other exclusive schools. And there are many ways to obtain the college degree that do not involve 100,000 of loans. But US college students want what they want and they borrow to get it - and then want the loans forgiven. We couldn't pay that price and we didn't let our kids do it - and they got the college education they needed to succeed. Third child in graduate school right now - chose a state school because of the price instead of the schmancy school in Boston that would have been really fun.

Bill Boslet
Bill Boslet

This is BS! why don't we do a auto loan forgivenss, or a mortgage forgiveness, or a I'm so flippin' stupid I borrowed more mony that I could pay back forgiveness progarm. If you want to borrow $250,000 on a degree in art culture, then you screwed up! Get an education in something you can make a living doing. Don't expext the tax payers to pay yor tuition! Just Sayin'

Kristen Palmer
Kristen Palmer
  • Bill Boslet

I can't lie...I have two degrees and almost 50k in student loans...I would love to have some of my loans forgiven! :-)

Bill Boslet
Bill Boslet
  • Bill Boslet

That would be nice, but oly if the lending institution decided to do it. Not the Feds saying they have to do it or the tax payer picking up the tab. My luck they will come out with the mortgage forgiveness program the day after I make my last payment.

Bill Boslet
Bill Boslet
  • Bill Boslet

only

Sam Doognivol
Sam Doognivol

I don't think this should just be for public servants.. what about people who work at hospitals? People who work at schools? Sometimes I feel that people who had to overcome ridiculous odds should just be forgiven their full debt just so that they can breathe and enjoy their hard work. We have forgotten what it is to be giving. I shake my head in disgust that we are even having to have this be an issue.

Julia Payne
Julia Payne
  • Sam Doognivol

$25k? lol. I wish...

Tammy Hill
Tammy Hill
  • Sam Doognivol

How about a situation such as mine: I borrowed $3,000.00 to go to school and before I finished I had to quit and go to work to raise my daughters. My ex and I split up and went through the courts to divide our fiances etc up. I have paper work to show that I took the girls (three of them) with no child support and he got the debt, which was two small loans I got for school. I have a judges signature and everything (my ex was killed a few years later in an accident). 10 years later the FED...

How about a situation such as mine: I borrowed $3,000.00 to go to school and before I finished I had to quit and go to work to raise my daughters. My ex and I split up and went through the courts to divide our fiances etc up. I have paper work to show that I took the girls (three of them) with no child support and he got the debt, which was two small loans I got for school. I have a judges signature and everything (my ex was killed a few years later in an accident). 10 years later the FED came knocking on my door, literally. Said I owed them $10,000 for that $3,000 loan! They never collected it from him and after 10 years the interest rate made the loan over three times as much. I had no idea this had not been paid. I was raising 4 children by then by myself. After much harassment and paying what I could towards the loan, I refinanced my home and offered them $5,000 cash to forgive the rest of what they said I owed, They turned me down. I told them about the court order I had with the judges signature. You know what they told me...they said, "A judges signature means nothing. The loan is in my name and I have to pay it back with interest." Well, the amount they decide I owe them has to be well over $25,000 or $30,000 by now. All over a $3,000 loan that because, of the judges signature, I didn't think I owed!! I figure they will come haul me away someday. I know that I am not the only one that the FED have "bulled" in this way. If they were so worried about their money, why didn't they collect it from the ex while he was alive.

Scott Johnson
Scott Johnson
  • Sam Doognivol

sounds like you need to talk to a lawyer and have all that erased

Gary Giegerich
Gary Giegerich

I paid my student loans off several times over. I was never able to become employed in my chosen field and because of various illnesses, and interest, I ended up with the balance once again being more than the original. Then I almost had it paid off again and became disabled. Now I cannot work, not that I do not want to, but that I am unable to. So once again, my student loan, due to interest and penalties, is several times the amount I originally borrowed to gain an education. It is a no...

I paid my student loans off several times over. I was never able to become employed in my chosen field and because of various illnesses, and interest, I ended up with the balance once again being more than the original. Then I almost had it paid off again and became disabled. Now I cannot work, not that I do not want to, but that I am unable to. So once again, my student loan, due to interest and penalties, is several times the amount I originally borrowed to gain an education. It is a no win situation. And the money they spend trying to collect a debt which I am legitimately unable to pay adds to the tax payers expenses without reducing the amount I owe (in fact, that keeps growing).

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Gary Giegerich

Was your chosen field an area in which there was a need for new graduates? Does your disability make you unable to do ANY work at all? I had a friend who was deaf and blind who worked putting together table settings (adding a knife spoon and fork to a napkin and rolling them together) for a restaurant. I really have trouble believing that most of the people on disability are unable to do ANYTHING productive. How can you feel good about yourself knowing that you are not contributing anything to make this world a better place?

Gary Giegerich
Gary Giegerich
  • Gary Giegerich

Linda Luckstead Benskin, I have fibromyalgia which means I am in pain 24/7/365. It varies in intensity and location, but it is always there. It imitates MS, CFS, Lupus, CRPS and a couple of dozen others. I also have severe OA. clinical depression, IBS, anxiety attacks, panic attacks, diabetes, asthma, pinched sciatic nerves, bulging disks, degenerative disk disease, severe insomnia (I sleep about 3 to 4 nights/week, not by choice), sleep apnea, obesity (I have reduced from 380 to 225 in the...

Linda Luckstead Benskin, I have fibromyalgia which means I am in pain 24/7/365. It varies in intensity and location, but it is always there. It imitates MS, CFS, Lupus, CRPS and a couple of dozen others. I also have severe OA. clinical depression, IBS, anxiety attacks, panic attacks, diabetes, asthma, pinched sciatic nerves, bulging disks, degenerative disk disease, severe insomnia (I sleep about 3 to 4 nights/week, not by choice), sleep apnea, obesity (I have reduced from 380 to 225 in the last two years) and 27 other diagnoses that I'm sure you don't want to hear about. You obviously know nothing about fibromyalgia alone, not to mention most of the others. Fibro is a legitimate disability according to the Social Security Disability board as are a number of other issues I deal with. One of the side effects of fibromyalgia is called fibro fog. It mainly refers to very short term memory loss and confusion. I went to school for computer programming. However, now it is a frequent thing to forget something just minutes after hearing or reading it. That makes it a little hard to program. I also cannot sit or stand for more than 15 - 30 minutes at a time, which also makes programming difficult. Speaking of knives, spoons and forks, there are many times when I am unable to use them because I cannot hold them.

How can you feel good about yourself knowing how insensitive and ignorant you are? For your education I have added the URLs for a number of sites explaining a little of what it is like to have fibromyalgia:

http://fmscommunity.org/lettertonormals.htm
http://www.fibromyalgiatreatment.com/letter_to_normals.htm
http://www.butyoudontlooksick.com/articles/written-by-christine/the-spoon-theory-written-by-christine-miserandino/

Those three were for the laymen, those who are unable to understand medspeak. The following are from sources such as the Mayo Clinic, etc. for those wanting more technical information:

Mayo Clinic
Fibromyalgia?q=fibromyalgia&qpvt=what+is+fibromyalgia" rel="nofollow" target="_blank">http://www.bing.com/health/article/mayo-MADS00079/Fibromyalgia?q=fibromyalgia&qpvt=what+is+fibromyalgia

WebMD
http://www.webmd.com/fibromyalgia/guide/what-is-fibromyalgia

Wikipedia
http://en.wikipedia.org/wiki/Fibromyalgia

There are hundreds of thousands of sites about fibromyalgia. Then start looking up the others; CFS, OA, CRPS, etc. Once you have finished ALL of those, you can start researching the other 40 diagnoses I have to live with. Once you have done all of that, then you can ask me how I can feel good about myself? And I can answer with one simple phrase: I am a FibroFighter!

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Gary Giegerich

Gary Giegerich I am quite familiar with fibromyalgia, and have two friends with this disorder. I have done significant research on pain. I pray that you can break out of your negative spiral. In the meantime, I stand by my statement about ability to work. You are able to surf the internet and respond to posts and are quite articulate. Both political parties hire people to respond to bloggers, and the job is flexible enough to accommodate the fluctuating nature of your incapacitates....

Gary Giegerich I am quite familiar with fibromyalgia, and have two friends with this disorder. I have done significant research on pain. I pray that you can break out of your negative spiral. In the meantime, I stand by my statement about ability to work. You are able to surf the internet and respond to posts and are quite articulate. Both political parties hire people to respond to bloggers, and the job is flexible enough to accommodate the fluctuating nature of your incapacitates. Technical writing can also be done intermittently, and it pays well. If you spent your limited energy engrossed in a meaningful project instead of focusing on your pain, the science shows that your pain will be at least slightly diminished. Decreased pain and an income - who would reject that choice? Oh yeah, someone who doesn't want to lose their disability check.

Gary Giegerich
Gary Giegerich
  • Gary Giegerich

Linda Luckstead Benskin, I do not believe you when you say you are "quite familiar with fibromyalgia", nor that you have done significant research on pain. I can surf the internet today and respond to posts, but who would want to hire me, or how could I keep a job where I don't know from day to day if I'll be able to even get out of bed because of the pain? Or if I'll be back in a locked psych ward in a hospital because the pain has driven me to the point that I've become suicidal? I do the...

Linda Luckstead Benskin, I do not believe you when you say you are "quite familiar with fibromyalgia", nor that you have done significant research on pain. I can surf the internet today and respond to posts, but who would want to hire me, or how could I keep a job where I don't know from day to day if I'll be able to even get out of bed because of the pain? Or if I'll be back in a locked psych ward in a hospital because the pain has driven me to the point that I've become suicidal? I do the best I can by creating crafts and paintings and selling them (and yes, I report that income). You say "disability check" like it is a dirty word. I paid into Social Security my entire working life, in case I ever became unable to work. It is not taxpayer money, it is money we (those of us eligible to collect it) paid into it. Neither is it welfare. I would give my right arm if I could go back to work. I always loved work. When I first got out of school for computers, I was among hundreds of others vying for jobs that at that time, weren't there yet. So I started my own high rise window cleaning business. I lowered myself down the outside of 20 story buildings (a two hour trip) washing the windows on the way down, in a single person seat with two one-quarter inch ropes holding me up. There is nothing as much fun as that, it beats the feelings described by motorcycle riders on the open road. After that I went to work for IBM for several years, until they laid off 2,500 (out of a total of 7,500) employees and I was one of the ones who found themselves without work. I applied for work as a cook at a fast food restaurant and worked my way up to mgmt in a very short time. When I reached the point that I was unable to work at physical jobs anymore, I became a telemarketer, and set sales records that remained until the company closed their doors at that location, and continued that until I was passing out on the sales floor. After my third ambulance trip from the telemarketing company, they decided I probably shouldn't come back. I spent ten years doing missionary work, until I was told my health was not good enough to continue.

I see that you are supposedly studying for a PhD in nursing. And that you "claim" to be a good example of a Christian mother, wife, and servant. In both compassion is required, which you obviously lack. And I really, really feel sorry for your future patients as they will suffer because of the kind of person you have become (or perhaps you were always that way). Although it would do you a world of good, I pray that you never have to suffer any of my chronic illnesses for even a day. Quite frankly, you couldn't handle it.

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Gary Giegerich

Gary Giegerich Believe what you like, or google my name to verify my credentials. I am happy to know that you paid plenty into the system, but this is not required for receiving disability, and seems dubious since you said that you have student loan debt that you cannot pay. Try flexjobs.com or WiseGeek.com if you decide you want a paying job after all. Clearly you can write well when you are motivated.

Daniel Scott
Daniel Scott
  • Gary Giegerich

It's easy to say someone can work. But in reality, people with certain disorders have good days and bad. It often takes upwards of a year to get on disability, and I hear that it can allow some part time work. Just because you have the ability to work part time doesn't mean you can make a living. Jobs are scarce right now. If you have a full disability, more power to you on getting benefits. The system is broken in that if you are able to find an employer that will accommodate you (for a tax...

It's easy to say someone can work. But in reality, people with certain disorders have good days and bad. It often takes upwards of a year to get on disability, and I hear that it can allow some part time work. Just because you have the ability to work part time doesn't mean you can make a living. Jobs are scarce right now. If you have a full disability, more power to you on getting benefits. The system is broken in that if you are able to find an employer that will accommodate you (for a tax break), you will lose all benefits and your living and insurance. Just don't get sick again with your chronic condition.
Who is lucky enough to find an employer that works with the disabled? Who can make a living off folding napkins? What happens when you lose your living due(new sparkly job) to your illness? Ready to reapply, appeal, and wait another year? I hear old fridge boxes make the best homes on the street. Some can even accommodate a wheelchair too :)

Leonard Escalante
Leonard Escalante
  • Gary Giegerich

I would suggest that folks read the book "who moved my cheese?" It puts things in perspective. If Gary is unable to do what he used to do, then he needs to realize that his "cheese" has been moved and find some new "cheese". He could call the companies and explain his situation or talk to one of those debt counselors. it sounds like the mounting stress of all of his issues are severely affecting his health and could be the root cause for many of the issues.
Pain sucks, but don't let it...

I would suggest that folks read the book "who moved my cheese?" It puts things in perspective. If Gary is unable to do what he used to do, then he needs to realize that his "cheese" has been moved and find some new "cheese". He could call the companies and explain his situation or talk to one of those debt counselors. it sounds like the mounting stress of all of his issues are severely affecting his health and could be the root cause for many of the issues.
Pain sucks, but don't let it run or ruin your life.
Linda is not trying to be mean. She was trying to offer other options.

Mark Tisland
Mark Tisland

Yeah, this is the thing: We have an inflation thing, which is really a misguided conceptual blackmailing of the mind; a year's wages to learn a year's worth of "education"... Really? Who comes up with these ridiculous numbers?
When eyes open to see that "money" itself is non-existent, maybe an awakening will follow. Of course, this is not the course our country will travel.
All that aside, these costs are absolutely ridiculous to the point of stupidity. I also encourage all students to...

Yeah, this is the thing: We have an inflation thing, which is really a misguided conceptual blackmailing of the mind; a year's wages to learn a year's worth of "education"... Really? Who comes up with these ridiculous numbers?
When eyes open to see that "money" itself is non-existent, maybe an awakening will follow. Of course, this is not the course our country will travel.
All that aside, these costs are absolutely ridiculous to the point of stupidity. I also encourage all students to sign the petition, if for no other reason than to use what is left of our voice in the corrosive infrastructure that once used to be "We the People".

Gary Cogswell
Gary Cogswell
  • Mark Tisland

And the students that work and go to school and pay for there education should get a free car.

Sam Doognivol
Sam Doognivol
  • Mark Tisland

Gary Cogswell Right.. where is the incentive if you have to pay out 40 grand for your owneducation? I should at least get a discount on my mortgage, gas, a car since I'm paying an arm and a leg to become smart enough to make enough money to back the money for the education I was getting to make more money to pay off the bills I owed because I wasn't making enough money in the job I was working because I didn't have a good enough education (follow the logic, its makes sense..lol)

Mark Tisland
Mark Tisland
  • Mark Tisland

That is the twist! Well put, Sam.

John Zubalik
John Zubalik
  • Mark Tisland

We The People pay our just debts, and don't look to government for a "Bailout"!!!

Gary Cogswell
Gary Cogswell
  • Mark Tisland

Thanks John, I have worked and paid my way through trade school and owe nothing. Unlike the gen x 40 ish wimps still trying to find there way , still in school sucking the tit.

Rusty Ford
Rusty Ford
  • Mark Tisland

Obviously you can not get a good job since you can not even write a complete sentence.

Aeleque Sangraeia
Aeleque Sangraeia
  • Mark Tisland

sam, change fields then.

Heather Avritt
Heather Avritt
  • Mark Tisland

Couldn't have said it better myself!

Andrés Rondón
Andrés Rondón

Lets sign everybody

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Andrés Rondón

Who will pay for this? I would love to not pay my student loans, but it is not fair to make others pay them for me.

Daniel Scott
Daniel Scott
  • Andrés Rondón

Linda Luckstead Benskin You have a 50/50 chance when you graduate to not be unemployed or underemployed when you graduate. The loans you have may have an interest rate double than what you signed. Don't sign and drop out now before it's too late!

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Andrés Rondón

Daniel Scott First, the raised rates only affect new loans, not the ones you already have (loans are contracts). You are in college and don't know this? Sad.

Secondly, I don't think whether or not I get a job after graduation is pure "chance" (luck). I am majoring in a field that is high need and learning all I can so that I can contribute to society when I graduate. Some of the income I make by doing so will go towards my loan obligations. Perhaps when you signed for your loans, you lied...

Daniel Scott First, the raised rates only affect new loans, not the ones you already have (loans are contracts). You are in college and don't know this? Sad.

Secondly, I don't think whether or not I get a job after graduation is pure "chance" (luck). I am majoring in a field that is high need and learning all I can so that I can contribute to society when I graduate. Some of the income I make by doing so will go towards my loan obligations. Perhaps when you signed for your loans, you lied and said you would pay them back when really you always intended to have your grandchildren take care of that for you, but I did not.

Daniel Scott
Daniel Scott
  • Andrés Rondón

Linda Luckstead Benskin I am halfway through my education to become a teacher (I'm lucky make $30k a year). What is sad is your assumptions. Do you know what they say when you assume something?
Some of the income will be going towards loan obligations? Yes, mine too. Enjoy your $600+ a month repayment for 10-20 years. I will not.

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Andrés Rondón

Daniel Scott If you make $30k a year, why are you taking out loans at all? My daughter is a fulltime student living on $12k a year. I am a fulltime student and my husband and we live on $25k a year. The loans you already have are at the rates you are fighting for. Clearly you already spent a lot of loan money if you are looking at $600/month in repayment obligations. Please don't take out new loans - it is highly likely that you will not be able to pay them off.

Daniel Scott
Daniel Scott
  • Andrés Rondón

Linda Luckstead Benskin Okay, to be more clear: The average teacher makes $30k. The average cost per year to attend school is $14k so they say. After scholarships and what not, there is a $9k hole. After 4 years minimum the average minimum, this leads to a debt of around $40k. At the new interest level they are trying to push for, the average repayment (at over 6% interest) will be around $600 a month. This isn't my scenario yet. I do not make 30k a year now as a student, but after...

Linda Luckstead Benskin Okay, to be more clear: The average teacher makes $30k. The average cost per year to attend school is $14k so they say. After scholarships and what not, there is a $9k hole. After 4 years minimum the average minimum, this leads to a debt of around $40k. At the new interest level they are trying to push for, the average repayment (at over 6% interest) will be around $600 a month. This isn't my scenario yet. I do not make 30k a year now as a student, but after (average) 40k in debt, I can consider myself lucky to make $30k.
Also, if you read above, it does not say anyone's loan will be forgiven, except public servants who pay for 5 years instead of 10. FYI, the TEACH grant is under funded and unavailable.
Will you be the next teacher, or are you chasing the all mighty dollar?
Finally, please quit assuming as per last message. It makes an ass outta one of us.. anyways.

Daniel Scott
Daniel Scott
  • Andrés Rondón

Linda Luckstead Benskin EDIT: Loan forgiveness after paying 10 years... How long should people pay for their 4 years of education? For life? We've reached a point where there are no jobs, increasing tuition, and now higher interest rates?

An educated workforce furthers a nation, not war.

When is enough enough?

Linda Luckstead Benskin
Linda Luckstead Benskin
  • Andrés Rondón

Daniel Scott I quit a six figure job to return to school to become a teacher. However, teachers in Texas make an average of $45,000, not $30,000 - that is a big difference. Starting pay is not the same as what you expect to make after 10 years. The big problem is that the government incentivized high tuition and fees by making student loans so easy to get. Schools raised tuition and built expensive infrastructure, rather than keeping college affordable. The Government also lied to young...

Daniel Scott I quit a six figure job to return to school to become a teacher. However, teachers in Texas make an average of $45,000, not $30,000 - that is a big difference. Starting pay is not the same as what you expect to make after 10 years. The big problem is that the government incentivized high tuition and fees by making student loans so easy to get. Schools raised tuition and built expensive infrastructure, rather than keeping college affordable. The Government also lied to young people, telling them that all the jobs of the future require a college education. Who will repair your car, install your AC or fight your fires? Not a college grad with a big debt to pay off.

Daniel Scott
Daniel Scott
  • Andrés Rondón

Linda Luckstead Benskin Wow, we actually agree :), on most parts anyway. The last three positions can easily be degree positions. AA in Automotive Tech, HVAC is at minimum a cretificate, and Firemen tend to have a minimum of an AA in Fire Science. Those are just to get your foot in the door. AAs can put you back $20k, and certificates 1 year (depends) can be $10k. That's if you do not work full time while going to school full time.

Angela Johnson
Angela Johnson

Education is free in most countries ONLY if you finish the program you entered and graduate. I do believe if the US passed this Forgiveness of the Student Loan Act, there would be a better graduate rate at Universities. Right now, I look ahead and wonder if its worth it to finish college, because I will owe over 150,000. so, no, I probably will not finish. My son is starting in the fall. What does he have to look forward to? A big fat 200,000 BILL when hes graduates in four years.should we move to Canada?

Trina Keilman Clendenen
Trina Keilman Clendenen
  • Angela Johnson

No kidding! I JUST paid of my student loans from 6 years ago...it makes me sick to think about going back to school and doing that all over again! No way!

Glenn Kuiper
Glenn Kuiper
  • Angela Johnson

unbelievable, just maybe collage isn't worth it anymore...just saying..

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