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senate Bill S. 108

Does The Application Process For Federal Financial Aid Need To Be Simplified For Borrowers?

Argument in favor

If the application process for student loans and grants were simpler, more students and their families would apply for and ultimately receive the aid that they’re eligible for.

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02/28/2015
Much like Bills and political Jargon, FAFSA and other student aide documents are designed to be confusing to rid "unfit" writers. Simplifying the process would allow thousands more to attend college...and to understand what student debt may look like when they leave. http://youtu.be/HIyMHLkZ804
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Wendell's Opinion
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03/29/2015
Not only simplified, but corrected as well. A single man 20-25 years of age, not receiving support from his parents, should be able to apply for aid as an independent student. It should not matter what his parents' income is.
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AndrewGVN's Opinion
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09/10/2015
The process needs to be simplified so that more people utilize this tool more effectively. If financial aid is easier to receive and get granted, that would create less student loans, and that would create more activity in the economy.
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Argument opposed

The accumulation of student debt is already becoming a crisis in the U.S. — if we want to make it easier for students to borrow, we need to teach them better borrowing practices and debt relief.

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02/16/2015
The FAFSA (Free Application for Federal Student Aid) certainly needs to be simplified, though not at the expense of our Subsidized Loan Program that helps millions of students pay their student loan interest rates while still in college. Simplifying the FAFSA is taking attention away from the true problem at hand, astronomical costs. It's like fixing a broken door to a broken down house. Sure, the door needs to be fixed so that you can enter the house. But if you get rained on regardless of whether you're inside or outside the house, it simply makes no difference.
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Peter's Opinion
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02/18/2015
schools are so costly because of the feds , students need to take manditory classes on repayments and cost,degree or not.
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Dolores's Opinion
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02/14/2015
No. Make them work for their money. Too many don't pay back their debts anyway.
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    Much like Bills and political Jargon, FAFSA and other student aide documents are designed to be confusing to rid "unfit" writers. Simplifying the process would allow thousands more to attend college...and to understand what student debt may look like when they leave. http://youtu.be/HIyMHLkZ804
    Like (14)
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    The FAFSA (Free Application for Federal Student Aid) certainly needs to be simplified, though not at the expense of our Subsidized Loan Program that helps millions of students pay their student loan interest rates while still in college. Simplifying the FAFSA is taking attention away from the true problem at hand, astronomical costs. It's like fixing a broken door to a broken down house. Sure, the door needs to be fixed so that you can enter the house. But if you get rained on regardless of whether you're inside or outside the house, it simply makes no difference.
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    schools are so costly because of the feds , students need to take manditory classes on repayments and cost,degree or not.
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    Students, inexperienced in economy, already borrow too much money without understanding the huge debt awaiting them upon graduation, and even if they never finish school. There's absolutely no reason to permit excessive loans to people too young and inexperienced to see that far down the road.
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    Unless they are providing free universities, the federal government should not be helping kids pay for college. It should be done by the states. Not to mention this would only increase the burden 20-something's have of paying student loan debt.
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    WE DIDN'T HAVE AID WHEN I WAS GROWING UP AND WANTED TO GO TO COLLEGE, IF I HADN'T PAID FOR IT I COULDN'T GO......
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    FAFSA needs to based on current and future earnings not the previous year which does not in anyway reflect any possibility of what you may contribute to school tuition. How can anyone working full-time except to get go to school full-time and get a full pell grant? They can't because they'll most likely get nothing which means loans and loans won't cover everything which means you can't drop to part-time work right away so you have to go to school part-time which means now that A.A. Is going to 2-3 times as long as originally planned and the loans keep fucking stacking up. REFORM FAFSA NOW!
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    Not only simplified, but corrected as well. A single man 20-25 years of age, not receiving support from his parents, should be able to apply for aid as an independent student. It should not matter what his parents' income is.
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    No. Make them work for their money. Too many don't pay back their debts anyway.
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    The process needs to be simplified so that more people utilize this tool more effectively. If financial aid is easier to receive and get granted, that would create less student loans, and that would create more activity in the economy.
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    I have never seen the government make anything simpler! Applying for funds should require hurdles.
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    It's practically giving money away. Prove you are a citizen and that the loan can be paid back!
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    Vote for Bernie, make college tuition free and this bill becomes moot.
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    This is a process that needs to be user friendly. People are wanting help to get into college, they don't have a law or finance degree to understand.
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    Feds butt out of schools
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    College should be free if we want to be competitive with the rest of the world!
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    Yes, the filling out of all these forms for loans are redundant and to timely
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    Should be based on parents income for at least first 2 years in school. Then based on GPA for rest of of the education process
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    I'm not actually against this, but there must be provision requiring predatory for-profit "universities" to repay the debt when a student cannot find meaningful work after graduation. These abusers need to provide everything they promise or restore the stays quo before the student enrolled.
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