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house Bill H.R. 4360

Should Veterans Who’ve Been Overpaid by the VA be Protected From Credit Score Damage?

Argument in favor

Veterans shouldn’t be penalized, or their credit scores subject to damage, if the VA makes overpayments to them due to errors or outdated technology at the agency. Given the number of veterans living paycheck-to-paycheck or who are even homeless, it’s especially unreasonable for VA errrors to push them further towards — or even over — the brink.

jimK's Opinion
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11/12/2019
This bill may be duplicative of existing laws. However, specifically mandating the VA to correct the error with credit bureaus, a US government agency, puts some clout onto clearing credit records due to VA mistakes. I wholeheartedly support this. It is very difficult for most people to correct minor errors in their credit reporting let alone impactful errors such as these. Make the VA accountable for their mistakes- do not put it on vets to assume the role of accountants and lawyers in having to file endless claims and documentation.
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Jim's Opinion
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11/12/2019
The VA made the error. A vet suffering from a disability may not be able to handle the accounting and find the error on their own. They are trying to survive the day, or cope with the next hour. They should not be punished for the government’s error.
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Lisa's Opinion
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11/12/2019
Are veterans truly overpaid? No, they should not be victimized by credit ratings especially if it was not their fault.
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Argument opposed

This bill is duplicative of existing laws, and also mandates the VA to carry out initiatives that it’s already either carrying out or in the process of putting into place. It also asks the VA to potentially violate veterans’ dependents’ privacy (one provision would require the VA to allow a veteran to review all debt incurred by their dependents) and to carry out a benefits error audit that isn’t feasible with its current system.

Ronald's Opinion
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11/12/2019
America is in debt. Congress is putting us deeper in debt daily, with deficit spending. with others.We must not focus on items, even important ones, until Congress resolves deficit spending, and pays off Our debt. Big problems first. Then we can deal
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DumbocratsSUCK's Opinion
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11/12/2019
What’s your thought process here dumbocrats??!! If you make the law AGAIN... it’s going to work this time??!! ... duh...
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Brian's Opinion
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11/12/2019
Nearly all Americans would be required to pay back money that was overpaid to them in a clerical error, so it's unreasonable to expect that veterans should be an exception, even though I do respect their service. I don't think credit score damage is nearly as bad as taking money back from them, so this law doesn't seem necessary. However, we really should provide the best care to our veterans, which would include using the most up-to-date software and accounting practices to prevent these types of errors.
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    This bill may be duplicative of existing laws. However, specifically mandating the VA to correct the error with credit bureaus, a US government agency, puts some clout onto clearing credit records due to VA mistakes. I wholeheartedly support this. It is very difficult for most people to correct minor errors in their credit reporting let alone impactful errors such as these. Make the VA accountable for their mistakes- do not put it on vets to assume the role of accountants and lawyers in having to file endless claims and documentation.
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    The VA made the error. A vet suffering from a disability may not be able to handle the accounting and find the error on their own. They are trying to survive the day, or cope with the next hour. They should not be punished for the government’s error.
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    Are veterans truly overpaid? No, they should not be victimized by credit ratings especially if it was not their fault.
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    The answer is in the question - VA error. So no one’s credit should be impacted.
    Like (13)
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    The vet isn’t responsible. The overpaid GS employee that set up the payment is at fault, that is where the blame should be placed. Somebody is worried about 6 million dollars over a 4 year period, but will overlook 300 billion each year in redundant programs. Somebody needs to go back to 3D grade arithmetic.
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    They barely get enough to live on! Why should they also be punished for some bureaucrats mistake? Isn't it enough they were willing to risk life and limb for us?
    Like (8)
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    As a VETERAN I would thank you for a “YES” vote on this matter. Thank you.
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    Veterans should not be hurt.
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    If the Government makes an error, that's on them. No one, especially Veterans, should be punished for errors by the Government / VA. It's unreasonable and unfair.
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    Yes they should
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    Is there a reason why they shouldn’t?
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    The VA screwed up, why should the Vet get screwed?
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    Why not?
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    Do your job and hold people accountable!
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    I was affected by this by having to pay 800.00 a month in repayment garnishments of my disability check because of an overpayment which has messed up my credit. How was I supposed to know I was getting over payed?! I have been paying this fee for a year on top of child support, rent, and regular expenses.
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    If Veterans are overpaid, it’s not on them! Talk to any Veteran receiving benefits...it’s complicated. When they call to get things explained, they are often left with more questions than answers. If the government makes the mistake and “overpays” a veteran, it should not affect his/her credit at all!
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    This happened to me and was absolutely outrageous
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    If it wasn’t their fault they shouldn’t face consequences. Also I feel like veterans in general aren’t overpaid.
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    Vets over paid by the VA should not
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    A no brained. So use yours.
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