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house Bill H.R. 3192

Delaying a Disclosure From Lenders That’s Required by Dodd-Frank

Argument in favor

Lenders need more time to comply with this regulation or else it may become harder for people to buy homes, and four months is a modest delay.

DonaldTrump's Opinion
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12/15/2015
“The bankers are petrified of the regulators. And the problem is that the banks aren’t loaning money to people who will create jobs.” [thehill.com]
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Ronald's Opinion
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10/06/2015
Like almost everything in Dodd-Frank, this is just whitewash nonsense that will not protect anyone. It adds costs with zero benefit.
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SherryTX's Opinion
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10/03/2015
Considering the whole Dodd Frank bill is a disaster and only caused more regulation and the cost of services to increase, any delay in any part of the implementation is fine with me.
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Argument opposed

The implementation of this rule was already delayed by an administrative error, if banks and other mortgage lenders can’t comply now that’s their problem.

Tina's Opinion
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10/06/2015
More GOP strategies that follow in Dubya's footsteps to lead us back to another economic crisis when the housing market collapses...again. Lenders have had plenty of time to plan for this and have already had one extension. No more leeway. Give the truth in lending statements as required by law. End of story.
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Alis's Opinion
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10/04/2015
HELL NO!! The economy is still fragile & allowing Wall Street to continue unrestrained is not only flirting with the next economic disaster, it is ushering it in with alacrity. They have known for years what would be required. If you gave them that much time to make a gazillion $$$, they wouldn't need 15 minutes to get underway. Wake up & quit sacrificing the US with all its citizens on the altar of greed--mostly your greed!
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David's Opinion
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10/06/2015
Strengthen Dodd-Frank. Do not cede even a millimeter of what little advantage has been gained from it.
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