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house Bill H.R. 1480

Should State/Federal Regulators Have Greater Access to National Mortgage Information Systems?

Argument in favor

Financial service regulators at the state level need to be able to do their jobs, and accessing the NMLS Registry while staying in line with confidentiality law will help.

Gregory's Opinion
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07/01/2015
How can you regulate something without access to it ? If it's a clean business, there is nothing to hide.
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04/14/2015
I feel like this could perhaps make things easier for people to buy houses which would really help the economy right now.
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Taret's Opinion
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04/16/2015
Existing confidentiality of the date will continue but will make the process easier on the state level.
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Argument opposed

We should be wary of opening up the information guarded in national mortgage information systems — especially to federal regulators.

Curmudgeon's Opinion
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07/02/2015
The government encouraged the mortgage bubble in support of a social engineering scheme society could not afford and we want to give them another opportunity to meddle in commerce?
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ShellyInTX's Opinion
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07/07/2015
Stay out of my business. This government intrusion must stop!
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Burnetta's Opinion
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05/18/2016
Don't give any government agency control anything. All they know to do is raise taxes and have meetings All of which are a waste of time and money. Just my opinion
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bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
      senate Committees
      Committee on Banking, Housing, and Urban Affairs
  • The house Passed April 13th, 2015
    Roll Call Vote 401 Yea / 0 Nay
      house Committees
      Committee on Financial Services
    IntroducedMarch 19th, 2015

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Bill Activity

  • action
    Introduced in House
  • referral
    Referred to the House Committee on Financial Services.
  • action
    Committee Consideration and Mark-up Session Held.
  • action
    Committee Consideration and Mark-up Session Held.
  • calendar
    Ordered to be Reported by the Yeas and Nays: 58 - 0.
  • action
    Reported by the Committee on Financial Services. H. Rept. 114-62.
  • calendar
    Placed on the Union Calendar, Calendar No. 43.
  • action
    Mr. Neugebauer moved to suspend the rules and pass the bill.
  • action
    Considered under suspension of the rules.
  • action
    DEBATE - The House proceeded with forty minutes of debate on H.R. 1480.
  • action
    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  • action
    Considered as unfinished business.
  • vote
    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 401 - 0 (Roll no. 147).
  • action
    Motion to reconsider laid on the table Agreed to without objection.
  • referral
    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
      senate Committees
      Committee on Banking, Housing, and Urban Affairs
  • The house Passed April 13th, 2015
    Roll Call Vote 401 Yea / 0 Nay
      house Committees
      Committee on Financial Services
    IntroducedMarch 19th, 2015

Log in or create an account to see how your Reps voted!