Like Causes?

Install the App
TRY NOW

house Bill H.R. 1270

Using Health Savings Accounts to Purchase Over the Counter Drugs

Argument in favor

People who contribute to Health Savings Accounts should be able to access that money to purchase the medication they need — including over-the-counter drugs. Requiring a prescription to purchase over-the-counter drugs with an HSA is burdensome and unfair.

Heather's Opinion
···
06/22/2016
This money is set aside by the individual and employer for healthcare. Many healthcare preventative items can be purchased without a prescription, so I shouldn't need a prescription to raise the price of the item just so I can use my own money that is set aside for healthcare items.
Like (29)
Follow
Share
Mike's Opinion
···
06/22/2016
We used to be able to and this was fantastic, I can't imagine how taking it away served any purpose.
Like (12)
Follow
Share
Stephanie's Opinion
···
06/24/2016
It is already your money that you have chosen to set aside for health-related issues, and OTC drugs are still health-related. A prescription only requires further healthcare costs buy requiring a doctor's billable services to get it. The overall savings with not having to see a doctor for an easily obtained over-the-counter medication far outweighs the small issue of using tax-free dollars for this issue that the government insists on being involved in.
Like (8)
Follow
Share

Argument opposed

Patients with HSAs should only be able to avoid taxes when purchasing medically necessary drugs. If someone needs an over-the-counter drug, he or she can get a prescription. If the drug is not necessary, it shouldn’t warrant a tax discount.

Austin's Opinion
···
06/22/2016
Shouldn't this be in the contract between the ins. co. and the customer? I don't see why the fed. govt. should have a say in this.
Like (15)
Follow
Share
JustinRichardson's Opinion
···
06/22/2016
Tax free money should not be used for non prescribed potentially medically unnecessary drugs. It allows room for many problems
Like (5)
Follow
Share
Gateway's Opinion
···
06/23/2016
This is a savings and should be spent on items or services needed to maintain good health.
Like (3)
Follow
Share
    This money is set aside by the individual and employer for healthcare. Many healthcare preventative items can be purchased without a prescription, so I shouldn't need a prescription to raise the price of the item just so I can use my own money that is set aside for healthcare items.
    Like (29)
    Follow
    Share
    Shouldn't this be in the contract between the ins. co. and the customer? I don't see why the fed. govt. should have a say in this.
    Like (15)
    Follow
    Share
    We used to be able to and this was fantastic, I can't imagine how taking it away served any purpose.
    Like (12)
    Follow
    Share
    It is already your money that you have chosen to set aside for health-related issues, and OTC drugs are still health-related. A prescription only requires further healthcare costs buy requiring a doctor's billable services to get it. The overall savings with not having to see a doctor for an easily obtained over-the-counter medication far outweighs the small issue of using tax-free dollars for this issue that the government insists on being involved in.
    Like (8)
    Follow
    Share
    Tax free money should not be used for non prescribed potentially medically unnecessary drugs. It allows room for many problems
    Like (5)
    Follow
    Share
    If it reduces cost of medical bills in general to allow people to access over the counter medicines with HSA then it should be possible to do so. Patients should be able to spend how they see fit.
    Like (4)
    Follow
    Share
    I don't see any reason why the government should be preventing people from using health savings accounts on over the counter drugs.
    Like (3)
    Follow
    Share
    Sometimes doctors won't prescribe medications if they're available over the counter, or insurances won't cover them!
    Like (3)
    Follow
    Share
    This makes sense. I used to use my HSA to purchase aleve, vitamins and other over the counter meds. It's seems like a waste of my time & my doctors to ask for prescriptions for these commonly used items.
    Like (3)
    Follow
    Share
    This is a savings and should be spent on items or services needed to maintain good health.
    Like (3)
    Follow
    Share
    They worked for it!
    Like (3)
    Follow
    Share
    Many of the drugs my doctor has recommended to me have been supplements, anti-inflammatories, or the like. I need these just as often as prescribed medicine and believe my insurance coverage should apply to these.
    Like (3)
    Follow
    Share
    My medication, my money, my choice.
    Like (3)
    Follow
    Share
    Requiring a doctor's approval for everything just adds more drain on their already overly demanded time.
    Like (2)
    Follow
    Share
    Access matters.
    Like (2)
    Follow
    Share
    If it is part of healthcare you should be able to use your hsa to pay for over the counter drugs.
    Like (2)
    Follow
    Share
    Although I believe it should be up to the companies to decide what sort of plan they get for their employees, there should be an option for companies to choose to add over-the-counter coverage on pretax medical expense plans.
    Like (2)
    Follow
    Share
    What is the use of healthcare if I can't use it for medicine??
    Like (2)
    Follow
    Share
    Sometimes OTC drugs are the best treatment for a medical condition so we should be able to access our healthcare dollars to pay for them.
    Like (2)
    Follow
    Share
    Sounds like a plan. But the Devils in the details. Clarify OTC medication will certainly clarify those devilish details.
    Like (2)
    Follow
    Share
    MORE