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house Bill H.R. 1101

Should Small Businesses be Allowed to Form Associations for Buying Their Employees Health Insurance?

Argument in favor

Small businesses are at a disadvantage when it comes to negotiating for quality, affordable health insurance to provide their employees. Allowing them to band together in association health plans would make getting health insurance coverage more economical for companies and their employees.

FumingMama's Opinion
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03/20/2017
Ok, but even better, how about a single-payer system so we can get business out of personal healthcare choices? #FeelTheBern
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Tafinzer's Opinion
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03/20/2017
There's absolutely no reason they should not be able to form group insurance buying associations. This only helps the employees and employers to save on health insurance.
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Jody's Opinion
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03/21/2017
As a lifelong small business owner this would greatly improve my ability to provide adequate and fairly priced coverage for myself and my employees.
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Argument opposed

This bill would leave small businesses and their workers vulnerable to unaffordable health insurance that offers fewer benefits. Association health plans may help the fortunate few who can join them pay less for health insurance, but everyone else who doesn’t join will have to pay more.

Fleur's Opinion
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03/20/2017
The devil is always in the details, this bill is being brought by Republican from Texas as "part of dismantling ACA." It's effect is aimed at ending ACA and minimal coverage requirements. The inter-state dimension gives more power to insurance companies to lessen competition.
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Lmb852's Opinion
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03/21/2017
If you out really want to help small businesses then we need to move to a single-payer system. Get the burden of health insurance off businesses all together.
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Joanne's Opinion
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03/20/2017
Important to read the fine print on this bill. This is part of the dismantling of the ACA We need to make the ACA better, improved not reinvent a broken wheel
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    Ok, but even better, how about a single-payer system so we can get business out of personal healthcare choices? #FeelTheBern
    Like (732)
    Follow
    Share
    The devil is always in the details, this bill is being brought by Republican from Texas as "part of dismantling ACA." It's effect is aimed at ending ACA and minimal coverage requirements. The inter-state dimension gives more power to insurance companies to lessen competition.
    Like (294)
    Follow
    Share
    If you out really want to help small businesses then we need to move to a single-payer system. Get the burden of health insurance off businesses all together.
    Like (279)
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    Share
    There's absolutely no reason they should not be able to form group insurance buying associations. This only helps the employees and employers to save on health insurance.
    Like (235)
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    Single payer is the best and most equitable way to deal with this. But seeing we aren't there yet, anything to preserve the effective parts of the ACA and fix the broken parts, is the way to go. This bill benefits insurance companies.
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    Important to read the fine print on this bill. This is part of the dismantling of the ACA We need to make the ACA better, improved not reinvent a broken wheel
    Like (103)
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    We need a single payer system. We are the richest nation in the world but obviously not the smartest! Other countries have figured it out. They must not be governed by greedy bastards!
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    "They would be exempted from state-mandated benefit laws." This is sabotaging important safeguards for mandatory minimum benefit requirements currently in place in the ACA. Such as: wellness exams and screenings without a need to meet deductible. Vaccine coverage without a need to meet deductible. Birth control -same, No exclusions for pre-existing conditions, no taxes on HSA accounts, etc. Also, as a small business office manager, I find the number of benefit plans just within the state mind staggering to sort through, compare and understand. What will happen to companies without lawyers on staff if they now have to sort through options throughout the country and find a decent plan to coordinate to join with other companies?
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    Anything that supports the dismantling of the aca should be stopped
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    Exempt from state benefit laws?? Just another way for small businesses to screw their employees
    Like (27)
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    Single payor insurance is the answer. The burden of insurance would be off the backs of employers, everyone would be on an even playing field and, finally, we would have some ability to bargain for reduced healthcare and prescription costs! The sooner we move in that direction, the better it will be for everyone!
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    As a lifelong small business owner this would greatly improve my ability to provide adequate and fairly priced coverage for myself and my employees.
    Like (19)
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    Attack on ACA from the South...again.
    Like (17)
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    Another bill that looks good in the shower- but not in real life.
    Like (16)
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    I do not support plans that don't abide by individual state mandated requirements. If we are allowing this plan, my fear will be that companies will set up in states with the least amount of coverage requirements to take advantage for their own bottom lines.
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    My folks own a small business and provide health insurance for their 5 employees. Obamacare (ACA) is KILLING their business. My parents no longer buy insurance for themselves just so they can afford to continue to provide coverege for their employees. You must find a way to bring some relief to small business.
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    I'm a small business owner and this legislation is crucial to my success. It gives me the same advantage as more established companies which allows me to compete and grow. Vote yes!
    Like (13)
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    We need medicare for all.
    Like (12)
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    The larger the number of employees to be covered, the better the negotiating power the small businesses will have. They would be more likely to negotiate better and cheaper coverage.
    Like (12)
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    Great idea in practice, poor execution as part of dismantling the ACA.
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